BANK LENDING FOR INNOVATIVE DEVELOPMENT OF ENTERPRISES: OPPORTUNITIES AND RISKS
DOI №______
Abstract
In article value of bank crediting of innovative development of enterprises in modern conditions, outlined its problems, opportunities and risks, the factors that hinder the development of bank crediting of innovations are revealed, preconditions of its are considered. To intensify and define directions and propose measures for its expansion, substantiation of expediency of using a multi-component hierarchical model bank crediting of innovation development of enterprises, which should include creation of the state bank for innovation development, introduction of new unconventional methods and instruments of crediting.
Key words: bank lending, innovative development, enterprises, opportunities, risks.
REFERENCES
1. Savluk, M.I., Moroz, A.M., Lazepko, I.M. (2009) Groshi ta kredyt. [Money and credit]. Kyiv: KNEU.
2. Kanal novyn 24: Oficiyne povidomlennya. [News Channel 24: Official Message]. Retrieved from httpvideo.i.ua/User/3267152/40371/192585/
3. Krupka, M.I. (2001) Finansovo-kredytnyi mehanizm innovaciynoi modeli rozvytku ekonomiky Ukrainy. [Financial Credit Mechanism of Innovative Model of Development Economy of Ukraine]: Lviv. Publishing Center Lviv National University I. Franko.
4. Ofitsiynyy sayt. Nacionalnyi Bank Ukrainy. [Official site. National Bank of Ukraine] Retrieved from: httpwww.bank.gov.ua/
5. Onyshko, S. V. (2004) Finansove zabezpechennya finansovogo rozvytku. [Financial Ensure of Innovative Development]. Irpin: National Academy DPS Ukraine.
6. Ofitsiynyy sayt Derzhavnoyi sluzhby statystyky Ukrayiny [Official site of the State Statistics Service of Ukraine]. Retrieved from http://www.ukrstat.gov.ua.
7. Yepifanov, A.O. (2012) Upravlinnya ryzykamy bankiv. [Risk management of Banks]. (In 2 volumes, Vol. 2). Sumy: "UABS NBU".
8. Dyba, M.I. (2013) Finansove zabezpechennya innovaxiynogo rozvytku Ukrainy. [Financial Ensure of Innovative Development of Ukraine]. Kyiv: KNEU.
10. Gudz, О., Prokopenko, N. (2018) The increase of enterprises’ innovative development based on the network approach. Baltic Journal of Economic Studies. (3(1)). 99 – 105.